Burial Insurance Myths: What You Really Need to Know

There are many misconceptions about burial insurance. Let’s set the record straight so you can make the best choice for your family.

Myth 1: Burial Insurance Is Too Expensive

In reality, burial insurance is designed to be affordable for most seniors. Plans start as low as $15/month, and you can choose a coverage amount that fits your needs and budget.

Myth 2: You Can’t Qualify If You Have Health Issues

Most burial insurance policies do not require a medical exam, and many accept applicants with health conditions. Guaranteed acceptance plans are available for ages 50-85.

Myth 3: It’s the Same as Life Insurance

While both provide a payout to beneficiaries, burial insurance is specifically for end-of-life costs, making it easier to qualify for and more affordable than traditional life insurance.

Myth 4: My Family Won’t Need It

The average funeral in California costs over $8,000. Burial insurance ensures your loved ones aren’t left with a financial burden during a difficult time.